Hello all – I’ve received a good quantity invested on this “Aspiration Redwood Fund”, most of which I bought in 2019/2020. Initially I purchased into their advertising and marketing round sustainability/equitable funding, however since then I have been attempting to teach myself extra on private finance/investing, and have moved to utilizing Betterment for many of my investing functions, past a couple of ETFs bought via Robinhood, which I am superb with leaving there.
Principally I am attempting to determine whether or not I ought to unload my shares within the Redwood Fund and transfer the proceeds into my normal portfolio. Just a few causes I am keen on doing this:
I’d simply choose to have (most) of my investing consolidated, quite than having this random offshoot to recollect to cope with
I do not essentially belief that I am getting the perfect deal/efficiency with this fund. It is performed fairly effectively to date (up virtually 100% from ~$40k to virtually ~$79k) however I do not really feel like I get plenty of transparency into what I am truly invested in and whatnot
That is would even be a great time to promote as a result of I’ve taken 6-7 months off from work this 12 months so my annual earnings is method decrease than regular, so my marginal tax fee could be loads decrease ($62k gross vs >$180k usually).
Simply in search of some enter right here on whether or not this truly is sensible to do now rationally or if I am simply appearing off emotion/intuition and am higher off leaving issues to continue to grow as they’re.
