“Whether or not among the issues round AMR, COVID and future sources of mortality enhancements might be a very good or a foul factor [for the market], I believe is open for debate,” he stated “However for all times insurance coverage firms, the important thing factor to make successful of an unsure future is to ensure you’re nicely reserved. So, you must begin with an excellent understanding of what these points are. And ensure you’re ready for probably barely hostile outcomes, and a few of these might be very significant economically, however reserve for them nicely now, and it ought to result in good income sooner or later.”