“Twenty years ago, I could quote $6,000 per unit for auto liability. Now, for the same operations, you’re starting at $18,000 to $22,000 for a million in coverage,” she said. “It’s not sustainable. They’re getting the same rates they got 20 years ago, but fuel is ten times higher, insurance is 20 times higher. Rather than bringing home $200,000, they’re making $70,000-$80,000 a year, which they could earn managing a McDonald’s.”