I (22m) have a 16k emergency fund my total bills for the entire month comes out to about 1285 including rent utilities groceries gas and entertainment. Total income per month can vary but is at minimum 2264. Very commonly is 2836 and above depending on hours. So I usually have about an 800-1400+ surplus every month. My job is about to hit a busy season where ill be working 72 hours a week and making about 4-5k monthly for about 3-4 months. With the market the way it is and my job having these big projects coming up is it worth it for me to put about 5k of my emergency fund into my brokerage and roth to buy cheap over the coming days or weeks or is it more sensible to hold onto incase of serious economic hardship that might come?
