Hello,
My spouse and I need to refinance our automotive mortgage. The payoff quote is $14,500. Our credit score scores are 670 and 650 respectively. Our rate of interest on at present mortgage is 9.32%. We’re 24 months in and have 35 months left.
We’re considering of utilizing Logix credit score union right here in California. I need to make an appointment subsequent week to see what they provide however our earnings scenario has improved fairly a bit. Ought to we wait to get our scores up earlier than making use of to refinance? Ought to we co-sign the signal collectively or ought to my spouse with the upper earnings and rating apply by herself?
Thanks
