Income: 125k
My job originally had a traditional 403b where anything contributed was pre-tax. They recently changed to a version where I can contribute both pre-tax and post-tax contributions. No match either way.
How should I split the contributions? Right now, I’m contributing 50% pre-tax and 50%-post-tax (this includes my Roth IRA contributions) based on the fact that… I have no idea what I’m doing but it kept me from feeling overwhelmed about making choices.
I’m pretty sure my logic isn’t actually sound, so how should I split my 403b (Roth 403b?) contributions? How do I change the contributions as my income (hopefully) increases yearly?
