I’m a 35-year-old feminine stay-at-home mother (SHM). I’ve rolled over all of my 401(ok)s from earlier employers into an IRA with my FA. My husband, 37, continues to work and earns about $70k per yr. He additionally has a 401(ok) from his employer and a pension. We personal one rental property that generates about $20k in revenue yearly.
The IRA I’m presently in had a 17% return in 2024, and it’s value about $126k.
My advisor is suggesting I roll $100k into SCS and the remaining right into a brokerage MWP IRA. I’m undecided what meaning, what questions I ought to ask, or what to be careful for. Any recommendation could be enormously appreciated.
