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HELP! Car insurance/loan questions.

HELP! Car insurance/loan questions.
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Hi everyone, I need some advice on what to do. I am 21 and I bought my car 4 years ago. I am still financing it but since I was a minor at the time, both the loan and my care registration are in my dad’s name. This has always bothered me since I pay everything on the car and now that I am 21, I want the loan payment history on my account and I want my car to be in my name. Another issue is the car insurance. As of now, it is under my dad’s policy as his car but I am paying it every month. The financing is through Ally auto and I have about two years left. What is the best thing for me to do? Can I be added to the loan or should I take it over? And if I take over the loan and the car is in my name, will I need to get my own insurance policy?

submitted by /u/KookyBlackberry8035 [comments]



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