Each Thursday in 2025, I’ll be answering a query on cash and/or budgeting. In case you have a query you’d love for me to reply in an upcoming put up, please submit it right here.
In the present day’s query is from Riley:
One in all my struggles with cash is that I like to cook dinner and check out new recipes. However our grocery price range continues ticking upward even with meal planning. How can I cook dinner creatively with out breaking the financial institution on substances?-Riley
Find out how to Prepare dinner Creatively With out Breaking the Financial institution
In the event you like to cook dinner and experiment with new recipes however discover that your grocery price range retains creeping up even with meal planning, you’re not alone! I hear from so many who’re feeling the pinch of rising grocery prices.
The excellent news is that I imagine you don’t must sacrifice creativity within the kitchen to remain on price range. With just a few good methods, you may take pleasure in cooking scrumptious meals with out overspending.
Listed here are some my greatest methods that will help you strike that steadiness:
1. Be Strategic with The place You Store
One of many greatest methods to chop your grocery prices is by being intentional about the place you store. Whereas it may appear simpler to stay to 1 retailer, you may typically save considerably by purchasing at a number of shops—however with out working throughout city!
As a substitute of hitting 10 totally different shops, do some analysis every week to see which two or three shops have the most effective gross sales. Plan your purchasing journeys round these offers to get the most effective bang in your buck. As an example, Aldi and Costco typically have nice costs on staple substances, whereas native grocery shops may run superb weekly gross sales on produce and meat.
If purchasing at 2-3 shops every week seems like an excessive amount of, even simply rotating the shops you store at recurrently might be a good way to economize. Alternate between the close by shops relying upon which one is working the most effective offers every week. Fill up on these greatest gross sales that week plus no matter objects that retailer gives which might be the most effective costs. The subsequent week, do the identical at one other retailer. And so forth. By rotating the shops you store at, you’re in a position to top off on the most effective offers every retailer gives recurrently — with out spending much more time purchasing!
2. Follow the Purchase Forward Precept
In the event you’re all the time looking for simply what you want that week, you’re seemingly paying full value for a lot of substances. As a substitute, observe the Purchase Forward Precept. This implies stocking up on pantry staples, meats, and different incessantly used objects after they hit their lowest value.
For instance, when you see hen on sale for 50% off, purchase additional and freeze it for future meals. Over time, this strategy will decrease your grocery prices and provide you with extra flexibility in meal planning because you’ll have already got many key substances available.
Most shops put nearly every part on sale each 6-12 weeks. In the event you purchase 6-12 weeks’ value of an merchandise when it goes on its lowest value and also you do this with most objects you purchase, you will considerably decrease your grocery price range.

3. Plan Your Meals Round What You Have
As a substitute of planning meals based mostly on what sounds good within the second, take inventory of what’s already in your pantry, fridge, and freezer. Then, construct your meal plan round these substances, supplementing with sale objects from the shop. This prevents waste and helps you get inventive with what you already personal.
Use on-line instruments just like the AllRecipes Ingredient Search or looking on ChatGPT to search out recipes that use substances you have got available. This straightforward shift can drastically cut back your grocery invoice whereas retaining your meals recent and thrilling. (Notice: You’ll be able to kind a question on ChatGPT like, “I’ve this ingredient, this ingredient, this ingredient, and this ingredient. I have to make a dinner in half-hour. What can I make?”)
4. Simplify Your Elements
A recipe with 15 specialty substances may sound scrumptious, however it might probably additionally shortly drain your grocery price range. As a substitute, search for meals that depend on reasonably priced, versatile staples like beans, rice, eggs, potatoes, seasonal greens, and cheap cuts of meat.
Attempt to incorporate extra recipes that use substances you already purchase recurrently. For instance, when you love cooking with recent herbs however discover they typically go unhealthy earlier than you employ them up, contemplate rising your personal or switching to dried herbs when wanted.
As well as, freeze something you gained’t use earlier than it goes again or plan your menu based mostly upon utilizing up leftovers of things you purchased for one more recipe and didn’t want all of. Once more, Google or ChatGPT might be so useful for this. Seek for one thing like, “I’ve loads of this ingredient. What are some simple and cheap recipe concepts utilizing that ingredient?”
Want some fast and straightforward meal concepts? Go get my free cheatsheet with 60 tremendous easy meal concepts (a few of our household’s favorites!)

5. Make the Most of Leftovers
As a substitute of seeing leftovers as boring, view them as a chance to get inventive! Remodel final evening’s dinner into a very new meal. Leftover roasted hen can grow to be hen tacos, a hearty soup, or a selfmade pizza topping. Stale bread? Flip it into croutons or bread pudding.
A weekly “Leftover Evening” will also be a good way to cut back waste and provides your self a break from cooking a completely new meal. We plan Leftover Evening into our menu rotation. I simply set out all the percentages and ends from the fridge and folks could make their plates up based mostly upon what they’re hungry for! It means we burn up much more of what we have now and I don’t must cook dinner one evening!
6. Make the most of Price range-Pleasant Cooking Strategies
Cooking from scratch is nearly all the time cheaper than shopping for pre-made or processed meals. As a substitute of spending cash on costly comfort objects, strive making easy staples at dwelling:
Make your personal spice blends as an alternative of shopping for pre-mixed packets.
Prepare dinner dry beans as an alternative of shopping for canned.
Bake selfmade bread, muffins, or granola bars to avoid wasting on snack meals.
Make giant batches of soups, casseroles, or stir-fries and freeze parts for future meals.

7. Store Seasonally and Regionally
Recent produce could be a massive budget-buster when you’re not cautious. Shopping for vegetables and fruit in season is among the greatest methods to economize whereas nonetheless consuming recent and wholesome meals. Farmer’s markets and low cost produce shops will also be nice locations to search out recent, reasonably priced substances.
In case you have the house and time, contemplate rising a few of your personal produce. Even a small herb backyard in your windowsill can prevent cash whereas including recent taste to your dishes.
8. Set a Price range and Observe Your Spending
It’s simple to let your grocery spending get uncontrolled when you’re not retaining observe. Set a transparent grocery price range and observe your purchases to see the place your cash goes. Apps like YNAB or a easy spreadsheet might help you keep accountable and spot areas the place you is likely to be overspending.
One other nice technique is utilizing money for groceries. Withdraw your grocery price range in money initially of the month and solely spend what you have got. This forces you to be extra aware about your purchases and prevents overspending.
Bear in mind: Loving to cook dinner doesn’t must imply overspending on groceries. The truth is, it might probably assist you get monetary savings as a result of you’ll take pleasure in spending extra time being inventive within the kitchen and cooking from scratch!
By purchasing strategically, planning meals round gross sales and what you have already got, simplifying your substances, and utilizing budget-friendly cooking methods, you may take pleasure in scrumptious, inventive meals whereas staying inside your grocery price range. With a little bit intentionality, you may maintain each your style buds and your pockets joyful!