Often, bank card issuers and their journey companions provide switch bonuses, permitting you to get much more worth out of your factors. For instance, in case your factors switch to an airline at a 1:1 ratio, and that airline is providing a 25% switch bonus, transferring 100,000 miles to that airline would web you 125,000 airline miles. Meaning you possibly can switch fewer miles to e-book the identical award flight.
Who would not need to be rewarded?
Create a NerdWallet account for personalised suggestions, and discover the cardboard that rewards you probably the most to your spending.
Present bank card switch bonuses
A abstract of present switch bonuses provided by the key transferrable level applications consists of:
Virgin Atlantic Flying Membership
Air France/KLM Flying Blue
When do you have to switch factors?
You must usually solely switch rewards to airline and resort companions you probably have a selected redemption in thoughts. As soon as the rewards are transferred, it will possibly’t be undone. These rewards are topic to the restrictions of the person loyalty program, which can embrace expiration dates or loyalty program devaluations. Should you resolve to benefit from a switch bonus with out fast journey plans, you should definitely perceive these restrictions earlier than you switch.
Utilizing an award search instrument like PointsYeah might help you discover redemption choices for the transferrable factors you’re attempting to redeem. You may even filter outcomes to solely embrace transferable factors with a present switch bonus.
AmEx switch bonus historical past
Full listing of AmEx switch companions
AmEx has extra airline and resort companions than Chase, Citi and Capital One. As well as, AmEx has usually provided extra switch bonuses than these different applications.
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Cathay Pacific Asia Miles
Hawaiian Airways HawaiianMiles
Qatar Airways Privilege Membership
Virgin Atlantic Flying Membership
Playing cards that earn American Categorical Membership Rewards factors
You’ll want a card that earns AmEx Membership Rewards to benefit from an AmEx switch bonus. Listed below are just a few of our favorites.
The Platinum Card® from American Categorical
on American Categorical’ web site
Charges & Charges
American Categorical® Gold Card
on American Categorical’ web site
Charges & Charges
The Enterprise Platinum Card® from American Categorical
on American Categorical’ web site
Charges & Charges
The Blue Enterprise® Plus Credit score Card from American Categorical
on American Categorical’ web site
Charges & Charges
Earn charge on journey
• 5 factors per $1 on flights booked straight with airways or with American Categorical Journey, on as much as $500,000 spent per yr.
• 5 factors per $1 on pay as you go motels booked with American Categorical Journey.
• 1 level per $1 on different eligible purchases.
• 4 factors per $1 at eating places worldwide (on as much as $50,000 in purchases per yr).
• 4 factors per $1 at U.S. supermarkets (on as much as $25,000 in purchases per yr).
• 3 factors per $1 on flights booked straight with airways or with American Categorical Journey.
• 2 factors per $1 on pay as you go motels and different eligible purchases made by way of American Categorical Journey.
• 1 level per $1 on different eligible purchases.
• 5 factors per $1 on flights and pay as you go motels booked American Categorical Journey.
• 1.5 factors per $1 in key enterprise classes and eligible purchases of $5,000 or extra (on as much as $2,000,000 in purchases per yr).
• 1 level per $1 on different eligible purchases.
• 2 factors per $1 on the primary $50,000 in purchases every calendar yr.
• 1 level per $1 on purchases above $50,000 in a calendar yr.
Welcome provide
Earn 80,000 Membership Rewards® Factors after you spend $8,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 60,000 Membership Rewards® factors after you spend $6,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 150,000 Membership Rewards® factors after you spend $20,000 in eligible purchases on the Card inside the first 3 months of Card Membership. Phrases Apply.
Earn 15,000 Membership Rewards® factors after you spend $3,000 in eligible purchases on the Card inside your first 3 months of Card Membership. Phrases Apply.
Chase switch bonus historical past
Full listing of Chase switch companions
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Bank cards that earn Chase Final Rewards® factors
You’ll want a card that earns Chase Final Rewards® factors to benefit from a Chase switch bonus. Listed below are just a few of our favorites.
Here is a collection of in style Chase playing cards that earn Final Rewards® factors.
Chase Sapphire Most well-liked® Card
Chase Sapphire Reserve®
Chase Freedom Limitless®
Chase Freedom Flex®
Rewards
• 5 factors per $1 on journey booked by way of Chase.
• 3 factors per $1 on eating (together with eligible supply providers and takeout), choose streaming providers and on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
• 2 factors per $1 on different journey.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.25 cents apiece.
• 10 factors per $1 on Chase Eating, resort stays and automobile leases bought by way of Chase.
• 5 factors per $1 on air journey bought by way of Chase.
• 3 factors per $1 on different journey and eating not booked with Chase.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.5 cents apiece.
• Within the first yr, 6.5% money again on journey bought by way of Chase, 4.5% money again on drugstores and eating places, and three% on all different purchases on as much as $20,000 in spending.
• After that, 5% money again on journey bought by way of Chase, 3% money again at drugstores and eating places, together with takeout and eligible supply service, and limitless 1.5% money again on all different purchases.
Level worth within the journey portal: 1 cent apiece.
• 5% money again on as much as $1,500 in mixed purchases in quarterly classes. Activation required.
Level worth in Chase journey portal: 1 cent apiece.
New cardholder bonus provide
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn an extra 1.5% money again on all the things you purchase (on as much as $20,000 spent within the first yr) – price as much as $300 money again!
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Citi ThankYou switch bonus historical past
Citi ThankYou is partnered with 14 airways, 4 motels and Store Your Method.
Full listing of Citi switch companions
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
Cathay Pacific Asia Miles
Qatar Airways Privilege Membership
Turkish Airways Miles & Smiles
Virgin Atlantic Flying Membership
Bank cards that earn Citi ThankYou factors
If you wish to benefit from Citi’s switch companions, you’ll must get a bank card from Citi that earns ThankYou factors. Sadly, not all ThankYou level incomes playing cards offer you entry to all of the switch companions.
Nevertheless, you probably have the Citi Strata Premier℠Card ($95 annual charge) or the Citi Status® Card ($495 annual charge), you possibly can entry all of the switch companions. As well as, holders of those two playing cards can switch factors to Selection and Wyndham at extra favorable switch ratios.
Capital One switch bonus historical past
Capital One has 14 airways and three resort switch companions.
Full listing of Capital One switch companions
Capital One switch companion
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Cathay Pacific Asia Miles
TAP Air Portugal Miles & Go
Bank cards that earn Capital One miles
To earn miles with Capital One, you’ve a alternative of 4 private bank cards and two enterprise playing cards.
Here is a collection of in style bank cards that earn Capital One miles.
Capital One Enterprise X Rewards Credit score Card
Capital One Enterprise Rewards Credit score Card
Capital One VentureOne Rewards Credit score Card – Miles Enhance
Capital One Spark Miles for Enterprise
Annual charge
$0 intro for the primary yr, then $95.
Earn charge
• 10 miles per $1 on motels and rental vehicles by way of Capital One Journey.
• 5 miles per $1 on flights by way of Capital One Journey.
• 2 miles per $1 on all the things else.
• 5 miles per $1 on motels and rental vehicles booked by way of Capital One Journey.
• 2 miles per $1 on all different purchases.
• 5 miles per $1 on motels and automobile leases booked by way of Capital One Journey.
• 1.25 miles per $1 on all purchases.
• 5 miles per $1 on motels and rental vehicles by way of Capital One Journey.
• 2 miles per $1 on all the things else.
Welcome provide
Earn 75,000 bonus miles whenever you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in journey.
Get pleasure from a one-time bonus of 75,000 miles when you spend $4,000 on purchases inside 3 months from account opening, equal to $750 in journey.
Earn a bonus of 40,000 miles when you spend $1,000 on purchases inside 3 months from account opening, equal to $400 in journey.
Earn a one-time bonus of fifty,000 miles – equal to $500 in journey – when you spend $4,500 on purchases inside the first 3 months from account opening.
Bilt Rewards switch bonus historical past
Bilt Rewards is likely one of the newer rewards applications with switch companions and generally is a invaluable program for many who need to pay lease utilizing a bank card. Bilt Rewards factors could be transferred to 14 airways and three motels.
Full listing of Bilt switch companions
One of the best switch worth for Bilt Rewards come throughout Bilt’s Lease Day promotions, which provide excessive switch bonuses for simply sooner or later. For instance, Bilt provided a 100% switch bonus to Air-France KLM Flying Blue in 2023. Test the Bilt app on the primary of each month for any switch bonuses.
Bilt Rewards switch companion
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
Cathay Pacific Asia Miles
Virgin Atlantic Flying Membership
Bank cards that earn Bilt Rewards
Though you needn’t have a bank card with Bilt to earn Bilt factors, you possibly can maximize the factors you earn by holding the Bilt World Elite Mastercard® Credit score Card. There is no such thing as a annual charge, and it’s the best option to earn factors for paying your lease.
