Fitch, meanwhile, uses a specific ratings scale to assess the creditworthiness and financial stability of insurance companies. An “AAA” rating is the highest possible credit rating for Fitch, while “D” ratings are the lowest, and mean that the company is in default. There are many other ratings levels for Fitch; a “BBB” rating, for instance, is indicative of a good credit rating, with adequate resources for meeting financial obligations.
