I’ve been constructing credit score since my 18th birthday (at present 25) and at present have ~20 bank cards with a mixed restrict of ~100k. I wish to purchase a brand new ATV that prices about ~6k by Tractory Provide, who’s providing a 12 month 0% program by their bank card that I maintain.
I’ve labored laborious to get my rating as much as about 800, however each simulation I run reveals this new steadiness dropping the rating to the low 700s – ought to I count on this to rebound in a number of months once I pay it off or do I have to liquidate some investments to pay it off earlier than it hits the bank card assertion steadiness?
Any recommendation appreciated.
